A SHORT AND SWEET GUIDE TO SAFETY. - DIRECT HELP!

Published ages ago in 2006 & updated last in 2011.

CHEQUES SOON TO BE PHASED OUT IN 2013 SO WONT MATTER THEN!

Most helpful way to avoid scams and accept cheques without too much risk!

THE GUIDE

(APPLIES TO UK GENERALLY - OTHER BANKING COUNTRIES PROCEDURES MAY BE DIFFERENT)

NEVER ENTERTAIN CHINESE / NIGERIAN BIDS OR ADVANCE POST OR COLLECTIONS ETC! YOU ARE WARNED! GIFTS FOR RELATIVES ABROAD ETC (SCAMS!) NO MATTER HOW MANY MILLIONS IN PROFIT YOU THINK YOU WILL MAKE! NO SUCH THING EXISTS - IF YOU WANT TO LOSE YOUR MONEY AND GOODS THEN TAKE THE RISK.

IF YOU WANT TO DEAL WITH THE CHINESE BUY FROM A VERY VERY HIGH POSITIVE FEEDBACK RECORD AND CONFIRMED PAYPAL ACCOUNTS - VERIFIED AND CONFIRMED!

IF YOU COME ACROSS A BUYER WHO HAD TOO LOW A FEEDBACK ISNT CONFIRMED HAS A FUNNY ADDRESS NEGATIVE FEEDBACK ETC - OR FOR ANY REASON WANTS TO PAY BY CHEQUE ONLY OR YOU WANT TO ONLY TAKE A CHEQUE AND YOU ARE DEALING WITH A HIGH AMOUNT SOMETHING YOU ARE WORRIED ABOUT CLEARING IN BANK THEN FOLLOW THIS GUIDE TO A SAFER ROUTE.

1. FOR SELLERS! - ADVISE CLEARING TAKES 21-28 DAYS THEN POST. THIS IS BECAUSE THE BANK WILL CLEAR THE CHEQUE IN 4 DAYS BUT REVERSE THE PAYMENT AFTER 16 DAYS IF THE CHEQUE BOUNCES . THEREFORE 28 DAYS IS SAFEST CLEARING PERIOD FOR A CHEQUE. IF THE BUYER WANTS TO GO FAST ASK THEM TO SEND CASH SPECIAL REGISTERED POST! - BANK DRAFTS AND CHEQUES ARE ALWAYS FAKES WHEN A SCAM! I DONT TRUST DRAFTS ANYMORE - EVEN THE BANK WONT NOTICE TILL A FEW DAYS LATER THEN YOUR IN TROUBLE - MONEY GETS REVERSED.

2. FOR BUYERS - MAKE A DIRECT BANK TRANSFER ONLY IN FOLLOWING CIRCUMSTANCES - TO THOSE SELLERS WITH A BRILLIANT UNBLEMISHED EBAY FEEDBACK RECORD SOMEONE WHO IS TRUSTWORTH CONFIRMED AND VERIFIED BY PAYPAL FOR EXAMPLE LONG GOOD RECORD. OTHERWISE YOUR PAYMENT WILL REACH THEM BUT YOUR GOODS WONT ARRIVE. ENSURE WHEN YOU PAY YOU RECORD THE WHOLE TRANSACTION ID ETC IN THE PAYMENT SO YOU CAN REFER TO TERMS AGREED IF NECESSARY.

3. FOR SELLERS - GENERALLY ACCEPT CHEQUES HAPPILY FOR AMOUNTS LESS THAN £25 AND POST STRAIGHT AWAY ( WHEN ACCEPTABLE RISK) - THIS IS BECAUSE TO BOUNCE A CHEQUE COSTS APPROX £25 OR MORE AND EVEN MORE WHEN ITS A BUSINESS CHEQUE. THE BUYER WONT RISK BOUNCING A CHEQUE IF THE BANK CHARGES THEM £25 EVERY TIME ITS BOUNCED.

SOMETIMES ITS GENUINE SO ASK THE BUYER FIRST - ASK WHATS GOING ON? ALSO PERSONS USING STOLEN CHEQUEBOOKS WONT MIND WRITING LOTS OF THEM SO BEWARE! BANK TRANSFER OF FUNDS IS GOOD IF YOU CHECK AND CONFIRM VIA YOUR BANK YOURSELF ONLY - NEVER TRUST BUYER NO MATTER HOW GENUINE THE EMAIL CONFIRMATION OR RECORD SOUNDS - ASK FOR CASH REGISTERED IN POST IF IN DOUBT.

4 - SELLERS - IF YOU HAVE A PAYMENT SAY FOR EXAMPLE £100 ASK FOR 5 CHEQUES OF £20 EACH OR 10 FOR £10 EACH (etc). BANK EACH ONE - IF THEY GET BOUNCED  - THE FEE CHARGED BY THE BANK TO THE BUYER IS £25 PER CHEQUE. THEY WONT NORMALLY TAKE THE RISK TO BOUNCE IT ON YOU IF THEYVE PLANNED THAT AND YOU HAVE THE SECURITY. THIS IS GOOD FOR PEOPLE YOU LOAN MONEY TO AS WELL - SOMETIMES THEY PRETEND TO WRITE YOU A CHEQUE WHEN THEY REALLY DONT HAVE FUNDS - SERVES THEM RIGHT WHEN THEY SCAM YOU- ASK FOR MULTIPLES AND BANK THEM - COSTS THEM A LOT IF THEYRE GOING TO BOUNCE THAT MANY!

FOR BUYERS - THIS CAN BE RISKY TOO - IF YOUR SELLER IS A SCAMMER THEN TO CANCEL EACH CHEQUE AT THE BANK WILL COST YOU ABOUT £5 AS WELL IF YOUVE USED YOUR OWN CHEQUEBOOK.

5 - ALWAYS BE SURE THERE ISNT ANY FRAUD GOING ON - IF SOMEONE DELIBERATELY CONS YOU - REPRESENT/PAY IN (REPEATEDLY AGAIN) THE CHEQUES UP TO 3 TIMES AT YOUR BANK ONE AFTER THE OTHER AGAIN AND AGAIN - EVERY TIME THE BANK SENDS IT BACK TO YOU - DO IT AGAIN - UP TO 3 TIMES AFTER WHICH BANK WONT SEND AGAIN - EACH TIME IT BOUNCES THE BANK COLLECTS £25 IN FEES FROM THE PERSON WRITING THE CHEQUE (FOR ITSELF). THEY JUST DIP IN - THEY ALWAYS GET THEIR MONEY - SO IF YOU DONT GET YOURS MAKE SURE YOU MAKE THE PERSON PAY FOR CONNING YOU - THIS IS NOT TO BE ABUSED BUT WHEN CAREFULLY CONSIDERED IS A GOOD WAY TO TURN THE TABLES ON SOMEONE WHO TRIES TO CON YOU - OR SOMEONE WHO OWES YOU MONEY BUT IS TAKING YOU FOR A JOKE RUN!

IT MAKES NO DIFFERENCE IF THE PERSON HAS TO WRITE YOU MULTIPLE CHEQUES OF £20 OR £10  THIS IS BECAUSE AT LEAST YOURE SOMEWHAT COVERED AGAINST THEM BOUNCING A CHEQUE ON YOU. A £100 CHEQUE AS MULTIPLES COST THEM A LOT IN FEES. THEY WOULD TAKE THE RISK TO CON YOU WITH ONE CHEQUE BUT NOT WHERE THEY WILL BE CHARGED £25 FOR EACH CHEQUE AND IT BECOMES EXPENSIVE TO BOUNCE.

HOPE THIS HELPS - I HAVE A COMBAT THE COUNTERFIET SCAMS AND PRODUCTS BOOK WHICH SELLS ON EBAY UNDER IF TIGER2000CORP - GLADLY BUY ONE TO HELP YOU AGAINST SCAMS.

GOOD LUCK AND HOPE THE ADVICE HELPED.

TIGER 2000

we are not responsible for the content or abuse - this is a gratuitous advice - follow at own risk and considerations. written in 1999 updated in 2011.