Hello and welcome to my guide on Motorcycle insurance, intended for people whom are a bit unsure which mototrcycle will suit there taste, desire for power, vanity and most importantly, there wallets!

First of all, we'll cover mototrcycles which are expensive to insure!

1: Most sports bike, due to there power and likelyness of an accident, the 400cc 4 strokes and 250cc 2 strokes of yesteryear were terrible for it, unless your sportsbike is very old, it is going to be expensive to insure, although addititonial security for these bikes will help reduce the quote, especially for the CBR 600 rr, the most stolen motorcycle a few years ago.

Note : The GSXR 750 slabside is still powerful, but due to it's age, it's classified as a classic, and there for cheaper to insure

2: Off road / Crossers, this is due to there likelyness for being stolen, off road bikes are a favourite for young bike theives, for obvious reasons.

3: Scooters / Mopeds, I know, sounds silly, but it's true if you live in a city, ease of theft is there main problem

4: Imports, there rareness is there problem, lack of available parts is what hurts these bikes!

Now, motorcycles that are cheaper to insure than you might think!

1: 500cc to 650cc commuters / roadsters, there power is not far off there super sport cousins, they are very common, there isn't much chance of them being stolen, especially true of the older models, there easy to get parts for and to repair, youngers won't steal them because they can't ride them, no expensive fairngs to replace either.

Note : there is such a price difference between sport and non sport motorcycles, that you can have a bigger engined non sport over a smaller sport and it will still be cheaper, example, A Suzuki bandit 1200 would typically be cheaper to insure than a similarly valued GSXR 600, I kid you not, and guess which one is more powerful and faster!

2: 125cc motorcycles over 125cc scooters, main reason being theft, a scooter can be ridden by any theif with half a brain, motorcycles are harder to ride by there very nature, this rule does not apply for sports 2 strokes like the aprilla RS125

3: Cruisers (not harley davidson), they may look nice, but for there engine size most are underpowered compared to regular mototrcycles, there sheer size and poor handling character make them diificult to steal, they are also a bit of an acquired taste, where most people like sportsbikes, most people are not that keen on owning a cruiser, unless ride comfort is high on your priority list!

4: Sports tourers, sounds odd, but it's true, this is due to the average age of the riders.

This is only a short guide, I hope this has given you some insight.